Sunnyside Title Agency is dedicated to protecting home buyers during the process of buying a new home, and stress the importance of obtaining a property survey before closing on a home. A property survey gives buyers a picture of their prospective new home, complete with boundary lines and exclusive information about the home that may not be uncovered without a property survey.
A property survey occurs when a surveyor comes out to a home at the behest of the home buyer, with the intent to inspect and survey the property and report back anything they may find before closing on the home. A property survey costs around $700 in New Jersey and is not mandatory when closing on a home, but can be extremely valuable to the buyer as it shows them the exact state of the home they are looking to purchase for multiple reasons.
“Purchasing a home is a long-term commitment,” said Robert Viggiano, owner and co-founder of Sunnyside Title Agency. “As a homebuyer, you want to ensure that you know exactly what you’re getting when you buy your home, and a property survey is able to give you the full picture of your home before you move forward with a purchase.”
Property surveyors locate the exact boundary lines of the home, marking the corners of the property boundaries. These boundary lines may be different than what is outwardly shown by looking at the home; as a fence may be placed in a way that does not sit along the home’s boundary line. Assessing the true bounds of the home may uncover a fence, tree, or other feature within your property lines that belongs to a neighboring property – and could afford you extra space you may not have believed to be part of your property.
A survey is critical, as land that belongs to your property but is behind a neighboring property’s fence could become your neighbor’s property after a prolonged period of time (30 years in New Jersey) through adverse property laws.
A property survey may also uncover information about a prospective house that are not public knowledge. As part of the protections afforded by a title insurance agency, Sunnyside Title Agency conducts a search of information surrounding the property in question; looking for any possible lien or information about the house that are public record.
However, that search may not cover everything, as many homeowners may undergo unknown, private, or illegal changes to the home. These changes, which may be found in the form of new pools, garages, or home additions, are not found through a public record search. Without a property survey, these illegal additions to the home would not be included or insured during the closing process, as they would not be known about.
“Buying a home, especially a first home, is one of the biggest, scariest, and most important purchases a buyer will ever make,” continued Viggiano, “We strongly recommend our buyers get a property survey before closing on a home, as it helps protect against any unforeseen issues one could face in the future, and helps show buyers exactly what they are getting when they make that important purchase.”
For more information about Sunnyside Title Agency, please visit www.sunnysidetitle.com.
About Sunnyside Title Agency:
Sunnyside Title Agency is a fully licensed Title Insurer and Settlement Agent dedicated to providing professional title and title-related services to attorneys, lenders, and real estate professionals. Founded in 2018 by Robert Viggiano and Angela Viggiano and headquartered in Bergen County, N.J., Sunnyside Title is a full-service agency committed to excellence in both residential and commercial property transactions. Sunnyside Title prides itself on attention to detail and willingness to go above and beyond for its beloved local clientele. For more information, visit www.sunnysidetitle.com, or connect with us on or LinkedIn.
About Robert Viggiano:
Robert Viggiano is the owner and co-founder of Sunnyside Title Agency. After earning a B.S. in Finance from Fordham University, Robert went on to become a licensed title agent in the state of New Jersey. He founded Sunnyside Title Agency with his wife, Angela, in 2018. Named after Robert’s hometown of Sunnyside, Queens, Robert prides himself on running an agency with a staff dedicated to exceptional and timely customer service, as well as those who share his optimistic and competitive mindset. A former basketball player, Robert has previously served as a volunteer coach for William Paterson University’s basketball team.